CEV INDIA ANNOUNCES

TWO-DAY INTENSIVE TRAINING PROGRAMME ON GOLD APPRAISAL & GOLD VALUATION

(Weekend Online Certification Programme)

“Transforming Knowledge into Professional Gold Valuation Expertise”

PROGRAM OVERVIEW

CEV INDIA, the only charitable professional organization dedicated to Engineers and Valuers, proudly announces its 7th Specialized Training Programme on Gold Appraisal & Gold Valuation, exclusively designed to create qualified, competent, and industry-ready Gold Appraisers.

This Two-Day Weekend Online Training Programme blends strong theoretical foundations with hands-on practical exposure, aligning participants with banking standards, industry practices, and regulatory frameworks governing gold valuation in India.

The programme is conducted under the aegis of the Council of Engineers & Valuers (CEV) through its academic wing CEV CIT, and is specifically curated for professionals seeking career diversification, specialization, or entry into gold valuation.

Precious Metals – Gold & Silver: An Overview

Gold and silver have been regarded as precious metals since ancient times due to their rarity, durability, malleability, corrosion resistance, and universal acceptability as a store of value. Among all metals, gold occupies a unique position because it does not oxidize, retains intrinsic value across generations, and is widely used in jewellery, banking, investment instruments, and industrial applications. Silver, while more abundant than gold, holds significant importance due to its high electrical conductivity, reflectivity, and extensive use in ornaments, coins, and industrial components.

The value of precious metals is influenced by purity, weight, market price, alloy composition, and form of use, making professional appraisal essential wherever these metals are traded, pledged, insured, or reported.

Background of Gold Valuation

Gold valuation has evolved from traditional visual and touchstone testing methods to more scientific and standardized techniques involving assaying, fineness determination, hallmark verification, and regulatory compliance. In India, gold valuation plays a crucial role in banking operations (gold loans), insolvency proceedings, wealth assessment, taxation, insurance, customs, and judicial matters.

With the introduction of BIS hallmarking norms, strict banking guidelines, and increased regulatory scrutiny, the role of a gold appraiser has transformed into that of a technically skilled, legally accountable professional. Accurate valuation today requires not only market knowledge but also technical understanding of metallurgy, alloys, soldering, electroplating, testing procedures, and documentation standards.

Professional Relevance of Gold Valuation Training for Engineers & Valuers

This Specialized Gold Appraisal & Valuation Training Programme by CEV INDIA is designed to bridge the gap between traditional knowledge and modern professional requirements. For engineers, the program opens an alternative and lucrative professional pathway by applying their analytical, measurement, and material science skills to precious metal valuation. It enables engineers to diversify their careers beyond conventional engineering roles and enter the domains of banking, finance, valuation, and consultancy.

For existing valuers of all asset classes—Land & Building, Plant & Machinery, Securities, or Financial Assets—this training acts as a value addition and skill enhancement module, allowing them to expand their scope of practice into gold and jewellery valuation, which is increasingly demanded in insolvency cases, asset inventories, forensic audits, and secured lending.

Background of Gold Valuation in Banking & Insolvency Framework

In the Indian banking system, gold valuation is a critical risk-mitigation function, especially in gold loans, overdrafts against jewellery, non-performing asset (NPA) assessment, and recovery proceedings. Banks rely on qualified gold appraisers to ensure accurate determination of loan-to-value (LTV) ratios, compliance with RBI guidelines, and protection against fraud or over-valuation.

Under the Insolvency and Bankruptcy Code (IBC), 2016, gold and jewellery frequently appear as part of:

Corporate debtor inventories
Personal guarantor assets
Secured collateral with financial creditors
Assets held by NBFCs, jewellers, or trading entities

In such cases, Registered Valuers and professionals supporting Resolution Professionals (RPs) and Liquidators must be capable of correctly identifying:

Purity and fineness
Plated or adulterated items
Impact of soldering, stones, and electroplating on realizable value
Fair value and liquidation value of gold assets

Incorrect gold valuation can directly affect creditor recoveries, resolution plans, liquidation proceeds, and judicial outcomes, making technical competence non-negotiable.

How This Training Program Adds Professional Value

The programme provides:

Strong theoretical grounding in precious metals and alloys
Practical exposure to assaying, touchstone testing, and identification of plated items
Regulatory understanding of hallmarking, banking norms, and legal responsibilities
Certification from the Council of Engineers & Valuers, enhancing professional credibility
Lifetime listing in the Gold Appraisers Directory, improving visibility and opportunities

By completing this training, professionals gain confidence, technical competence, and institutional recognition, positioning themselves as qualified gold valuers capable of handling real-world assignments with accuracy and accountability.

In the evolving banking and insolvency ecosystem, gold valuation is no longer a peripheral skill—it is a core professional competency. This training programme empowers engineers and valuers to operate confidently at the intersection of precious metals, finance, and law, thereby expanding their professional relevance, income potential, and long-term career sustainability.

MODE | DURATION | SCHEDULE

Mode: Online (Zoom Platform)
Duration: 2 Days (Saturday & Sunday)
Expected Timeline: February – March 2026
Session Type: Live Interactive Weekend Sessions
Venue (Administrative): CEV Headquarters, Jalandhar
Meeting Credentials: Zoom Meeting ID & Password will be shared post-enrolment

DETAILED COURSE CONTENT & SYLLABUS

DAY 1 – FOUNDATIONS OF GOLD & METAL APPRAISAL

Session 1: Introduction to Gold Appraisal

Scope and importance of gold appraisal in banking, finance, and trade
Role and Responsibilities of a Gold Appraiser
Ethical standards and professional conduct

Session 2: Theory of Metals

Classification of metals: precious, semi-precious & base metals
Physical and chemical properties influencing valuation

Session 3: Gold Fundamentals

Basic Metal vs Precious Metal
Karat Gold, Fine Gold & Commercial Gold
Understanding Karatage (6K to 24K)
Conversion of Karatage into Fineness (999, 916, 750, etc.)
Karat-Fineness Conversion Charts (Practical Application)

Session 4: Alloying & Karat Formation

Concept of alloying
Impact of alloying on strength, colour & purity
Karat formulation and real-life jewellery compositions

Session 5: Gold Colours & Alloy Composition

Yellow, White, Rose, Green & other gold colours
Colour elements and their metallurgical role
Identification of colour-based adulteration

Session 6: Introduction to Other Precious Components

Silver: properties, grades, and valuation
Stones: types, cuts, shapes & identification
Role of stones in jewellery valuation

DAY 2 – PRACTICAL VALUATION, TESTING & REGULATORY COMPLIANCE

Session 7: Valuation Methodology

Principles of gold valuation
Weight-based valuation vs purity-based valuation
Valuation of jewellery with stones
Deduction techniques for impurities and solder

Session 8: Assaying – Theory & Practice

Meaning and importance of assaying
Types of assaying methods
Fire Assay vs Chemical Assay vs Modern Techniques

Session 9: Hallmarking & Standards

BIS Hallmarking system in India
Hallmark symbols, codes, and year marks
Legal implications of non-hallmarked gold

Session 10: Weight & Measurement

Types of balances used in gold appraisal
Calibration, accuracy, and handling
Common errors in weight assessment

Session 11: Testing Procedures

Touchstone testing – theory & application
Composition of touch acid
Interpretation of test results

Session 12: Electroplating & Soldering

Understanding electroplated items
Identification of fake/plated jewellery
Soldering: types and impact on valuation

Session 13: Testing of Other Metals (Practical Exposure)

Identification and testing of:
- Silver
- Tin
- Zinc
- German Silver
- Brass
- Copper
Comparative testing techniques

Session 14: Rules, Regulations & Compliance

Banking norms for gold appraisal
Legal framework governing appraisers
Documentation, reporting & liability

Session 15: Practical Demonstration

Practical on assaying and valuation of gold
Testing of electroplated items
Live case-based demonstrations

Session 16: Evaluation & Certification

Knowledge assessment
Practical understanding evaluation
Interactive Q&A and feedback

WHO SHOULD ATTEND

Bank Professionals & Loan Officers
Existing Valuers (Land, Building, P&M, Securities, etc.)
Engineers aspiring to diversify into Gold Valuation
Jewellers & Gold Business Professionals
Freshers entering the valuation profession
Unemployed candidates seeking skill-based certification

KEY BENEFITS OF THE PROGRAMME

Professional Benefits

Exposure to world-class gold appraisal practices
Enhanced employability in the banking & finance sectors
Career diversification for existing valuers & engineers
Industry-aligned practical knowledge

Certification Benefits

Certificate from the Council of Engineers & Valuers
Recognition as a Qualified Gold Appraiser
Lifetime professional credibility

PROGRAM FEATURES

Expert-designed curriculum
Simple, practical, and concept-driven approach
Highly interactive sessions
Collaborative group learning methodology
Focus on understanding concepts rather than technical jargon

CERTIFICATION & MEMBERSHIP

Certificate awarded upon successful completion
FREE for CEV Gold Community Members
Lifetime Gold Community Membership for non-members enrolling
FREE Lifetime Listing in CEV Gold Appraisers Directory

FEES & ENROLMENT STRUCTURE

For Existing CEV Gold Community Members

Token Fee for Revision: ₹ 2,001/-

For Non-Members

Lifetime Gold Community Membership Fee: ₹ 10,000/-
- Includes:
  - Lifetime CEV Membership (Gold Appraiser Category)
  - Free Lifetime Listing in Gold Appraisers Directory (Worth ₹ 5,000/-)
  - Certification & training access

IMPORTANT HIGHLIGHTS

2-Day Weekend Online Programme
Free of Cost for Gold Community Members
Organized via Zoom
Conducted by CEV CIT
Part of CEV’s charitable mission for professional upliftment

A GOLDEN OPPORTUNITY

Become a Qualified Gold Valuer with the Gold Community of CEV INDIA.
Enhance your professional standing, expand your valuation expertise, and gain lifetime recognition through India’s most trusted professional body for Engineers & Valuers.

FOR JOINING THE GOLD COMMUNITY OF CEV, CLICK THE BUTTON