NEWS & BLOGS EXCLUCIVELY FOR INFORMATION TO ENGINEERS & VALUERS COMMUNITY
CALCULATION OF INTEREST AND ANNUITIES Interest and annuities are both financial concepts related to the time value of money. Interest refers to the amount of money paid by a borrower to a lender as compensation for the use of the lender’s money. It is typically expressed as a percentage of the amount borrowed, and the […]
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PREVENTIVE VIGILANCE IN ELECTRONIC BANKING Preventive vigilance in electronic banking refers to the proactive measures taken by banks and financial institutions to prevent fraudulent activities in electronic transactions. With the rapid growth of electronic banking, there has been a corresponding increase in the number of electronic banking fraud cases. Preventive vigilance aims to minimize such
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TYPES OF COLLATERALS AND THEIR CHARACTERISTICS Collateral is an asset that a borrower pledges to a lender as security for a loan. In the event that the borrower defaults on the loan, the lender can seize the collateral to recoup some or all of the money owed. There are several types of collaterals that borrowers
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BANKING REGULATION Banking regulation refers to the set of rules and regulations that govern the operation and conduct of banks and financial institutions. The primary purpose of banking regulation is to maintain the stability of the financial system, protect depositors’ funds, and prevent banks from engaging in risky practices that could jeopardize the health of
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ROLE AND FUNCTIONS OF CAPITAL MARKETS Capital markets play a critical role in the economy by facilitating the transfer of capital from investors to businesses and governments seeking funding. The primary function of capital markets is to raise capital for investment by issuing and trading securities such as stocks, bonds, and other financial instruments. Some
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DIFFERENCE BETWEEN ASSETS AND LIABILITIES Assets and liabilities are two important concepts in accounting and finance that are used to describe the financial position of an individual or organization. Assets are things of value that an individual or organization owns and controls, and which can be used to generate income or create value. Assets can
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DIFFERENCE BETWEEN MORTGAGE AND HYPOTHECATION A mortgage is a loan that is used to purchase a property, typically a house or a piece of land. The borrower, also known as the mortgagor, agrees to repay the loan with interest over a specified period of time, usually ranging from 10 to 30 years. The property itself
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HOW TO BECOME IBBI REGISTERED VALUER Becoming a registered valuer typically involves completing specific education and training requirements, gaining relevant work experience, and passing professional exams. The exact requirements and process may vary depending on the country or region you are in. Here are some general steps you can take to become a registered valuer:
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HOW TO BECOME A SURVEYOR Becoming a surveyor involves obtaining the necessary education, gaining experience in the field, and obtaining the necessary licenses and certifications. Here is a detailed guide on how to become a surveyor: Obtain a high school diploma or equivalent: A high school diploma or equivalent is the minimum requirement for becoming
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MEANING OF CONTRACT AND TYPES OF CONTRACTS IN CONSTRUCTION A contract is a legally binding agreement between two or more parties that outlines the terms and conditions of their agreement. It is a voluntary and consensual agreement in which each party agrees to give or do something in exchange for something from the other party.
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DIFFERENCE BETWEEN INSOLVENCY & BANKRUPTCY Insolvency and bankruptcy are two related but distinct terms. Insolvency and bankruptcy are often used interchangeably, but they have different meanings. Insolvency refers to a financial condition where an individual or an organization is unable to pay their debts as they become due. It means that the liabilities of the
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MEANING OF CERTIFICATE OF PRACTICE FOR VALUERS ? A Certificate of Practice (COP) is a legal document that authorizes a professional to practice in a particular field. The certificate is issued by a regulatory body or a professional association that governs the profession. The COP is usually given to those who have completed the required
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