EDUCATION SERIES Archives - Page 13 of 330

INFLATION-LINKED SUM INSURED: PROTECTING PROPERTY VALUE OVER TIME

INFLATION-LINKED SUM INSURED: PROTECTING PROPERTY VALUE OVER TIME Inflation-Linked Sum Insured: Protecting Property Value Over Time in India Inflation can erode the value of property and assets over time, which poses significant challenges for property owners and insurers alike. To counteract this, the concept of an inflation-linked sum insured has become increasingly relevant in India. […]

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MCQ-REMUNERATIVE RATE OF INTEREST AND ACCUMULATIVE RATE OF INTEREST

IMPORTANT QUESTIONS / Study circle

1. The remunerative rate of interest is primarily intended to: A) Cover inflation B) Compensate the lender for the opportunity cost of lending C) Encourage savings D) Reduce the risk of default Answer: B) Compensate the lender for the opportunity cost of lending 2. Accumulative rate of interest is most closely related to: A) Simple

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VALUATION FOR LEASE AND MORTGAGE OF PROPERTY IN INDIA

EDUCATION SERIES / Study circle

VALUATION FOR LEASE AND MORTGAGE OF PROPERTY IN INDIA Valuation for Lease and Mortgage of Property in India Valuation for lease and mortgage of property in India is a crucial process that requires a thorough understanding of various factors affecting property value. This article outlines the key considerations and methodologies used in valuing property for

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SOURCES OF SALE TRANSACTIONS DATA IN INDIAN REAL ESTATE

EDUCATION SERIES / Study circle

SOURCES OF SALE TRANSACTIONS DATA IN INDIAN REAL ESTATE Sources of Sale Transactions Data in Indian Real Estate The real estate market in India is complex and diverse, making accurate and reliable data essential for investors, developers, and valuers. The sources of sale transactions data in Indian real estate are varied, with each source offering

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PROVISIONS FOR INFLATION IN INSURANCE CONTRACTS: HOW TO STAY ADEQUATELY COVERED

EDUCATION SERIES / Study circle

Provisions for Inflation in Insurance Contracts in India: How to Stay Adequately Covered Introduction Inflation is a significant economic factor that affects the purchasing power of money over time. In the context of insurance, inflation can erode the value of coverage, leaving policyholders underinsured. To address this issue, insurance contracts in India often include provisions

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OVER AND UNDER INSURANCE: IMPACTS ON CLAIM SETTLEMENT AND FINANCIAL RISK

EDUCATION SERIES / Study circle

OVER AND UNDER INSURANCE: IMPACTS ON CLAIM SETTLEMENT AND FINANCIAL RISK Over and Under Insurance: Impacts on Claim Settlement and Financial Risk in India Introduction In the context of insurance, over-insurance and under-insurance are crucial concepts that significantly impact claim settlements and financial risks. Both scenarios can lead to financial losses, either for the insurer

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EXPLORING THE CONDITION OF AVERAGE CLAUSE IN INSURANCE POLICIES

EDUCATION SERIES / Study circle

EXPLORING THE CONDITION OF AVERAGE CLAUSE IN INSURANCE POLICIES Exploring the Condition of Average Clause in Insurance Policies (In India) The Average Clause is a significant provision found in many insurance policies, particularly in property insurance. This clause plays a critical role in determining the payout amount in case of a claim. Understanding how the

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MCQ-HEDONIC MODEL AND ADJUSTMENT GRID MODEL UNDER SALES COMPARISON METHOD

IMPORTANT QUESTIONS / Study circle

MCQ-HEDONIC MODEL AND ADJUSTMENT GRID MODEL UNDER SALES COMPARISON METHOD What does the Hedonic model primarily measure in real estate valuation? a) Cost of construction b) Environmental factors c) Value contribution of individual property features d) Legal constraints Answer: c) Value contribution of individual property features Which of the following is a key advantage of

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IMPORTANCE OF SALE TRANSACTIONS DATA FOR MARKET TREND ANALYSIS IN INDIA

EDUCATION SERIES / Study circle

IMPORTANCE OF SALE TRANSACTIONS DATA FOR MARKET TREND ANALYSIS IN INDIA Importance of Sale Transactions Data for Market Trend Analysis in India Introduction Sale transactions data is a critical component for market trend analysis in India, particularly in sectors like real estate, retail, and financial markets. This data offers insights into market dynamics, enabling stakeholders

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TRANSFER OF PROPERTY: SALE, GIFT, AND INHERITANCE

EDUCATION SERIES / Study circle

TRANSFER OF PROPERTY: SALE, GIFT, AND INHERITANCE Transfer of Property in India: Sale, Gift, and Inheritance The transfer of property in India is governed by the Transfer of Property Act, 1882, which outlines the legal framework for the transfer of property through sale, gift, and inheritance. Understanding these mechanisms is crucial for both property owners

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RESIDENTIAL VS. COMMERCIAL PROPERTY: OWNERSHIP AND OCCUPANCY

EDUCATION SERIES / Study circle

RESIDENTIAL VS. COMMERCIAL PROPERTY: OWNERSHIP AND OCCUPANCY Residential vs. Commercial Property: Ownership and Occupancy in India Introduction In India, the real estate sector is divided into residential and commercial properties, each with distinct characteristics, ownership considerations, and occupancy rules. Understanding the differences between these two types of properties is crucial for investors, homeowners, and business

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