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CTN PRESS

NEWS & BLOGS EXCLUCIVELY FOR INFORMATION TO ENGINEERS & VALUERS COMMUNITY

SURRENDER OF LEASE: LEGAL AND FINANCIAL IMPLICATIONS FOR VALUATION IN INDIA

SURRENDER OF LEASE: LEGAL AND FINANCIAL IMPLICATIONS FOR VALUATION IN INDIA Surrender of Lease: Legal and Financial Implications for Valuation in India Introduction The surrender of a lease involves the premature termination of a lease agreement by mutual consent between the lessor (landlord) and the lessee (tenant). In India, this process is governed by various […]

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50 MCQ-SECTION 5(N) OF THE BANKING REGULATION ACT, 1949 ON SECURED LOAN OR ADVANCE

50 MCQ-SECTION 5(N) OF THE BANKING REGULATION ACT, 1949 ON SECURED LOAN OR ADVANCE What does Section 5(n) of the Banking Regulation Act, 1949 define? A) Unsecured Loan B) Secured Loan or Advance C) Demand Draft D) Promissory Note Answer: B) Secured Loan or Advance Which of the following is considered a “secured loan or

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REGULATORY FRAMEWORK FOR VALUATION REPORTS IN INDIA

REGULATORY FRAMEWORK FOR VALUATION REPORTS IN INDIA Regulatory Framework for Valuation Reports in India Valuation reports are crucial documents in various financial and legal transactions, serving as a foundation for informed decision-making in mergers, acquisitions, taxation, and investment. In India, the regulatory framework governing these reports is comprehensive and multifaceted, ensuring that valuations are conducted

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VALUATION REPORTS FOR MORTGAGE PURPOSES: REQUIREMENTS AND CONSIDERATIONS

VALUATION REPORTS FOR MORTGAGE PURPOSES: REQUIREMENTS AND CONSIDERATIONS Valuation Reports for Mortgage Purposes in India: Requirements and Considerations Valuation reports play a crucial role in the mortgage process in India. They help lenders assess the value of a property, ensuring that the loan amount is justified and secure. This article outlines the key requirements and

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OVER INSURANCE VS. UNDER INSURANCE: AVOIDING COMMON PITFALLS IN POLICY MANAGEMENT

OVER INSURANCE VS. UNDER INSURANCE: AVOIDING COMMON PITFALLS IN POLICY MANAGEMENT Over Insurance vs. Under Insurance: Avoiding Common Pitfalls in Policy Management in India In the complex world of insurance, the concepts of over insurance and under insurance play critical roles in determining the financial well-being of policyholders. Both situations can have significant implications, particularly

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OBSOLESCENCE IN PROPERTY VALUATION: CHALLENGES AND SOLUTIONS IN INSURANCE

OBSOLESCENCE IN PROPERTY VALUATION: CHALLENGES AND SOLUTIONS IN INSURANCE Obsolescence in Property Valuation: Challenges and Solutions in Insurance in India Introduction Obsolescence in property valuation refers to the loss of value in a property due to factors that are external to the property itself. In the context of insurance, accurately assessing the impact of obsolescence

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DEPRECIATION CLAUSES IN INSURANCE: HOW THEY AFFECT PAYOUTS

DEPRECIATION CLAUSES IN INSURANCE: HOW THEY AFFECT PAYOUTS Depreciation Clauses in Insurance: How They Affect Payouts in India Introduction In India, insurance contracts often include depreciation clauses that play a crucial role in determining the payout in case of a claim. Depreciation refers to the reduction in the value of an asset over time due

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INFLATION-LINKED SUM INSURED: PROTECTING PROPERTY VALUE OVER TIME

INFLATION-LINKED SUM INSURED: PROTECTING PROPERTY VALUE OVER TIME Inflation-Linked Sum Insured: Protecting Property Value Over Time in India Inflation can erode the value of property and assets over time, which poses significant challenges for property owners and insurers alike. To counteract this, the concept of an inflation-linked sum insured has become increasingly relevant in India.

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MCQ-REMUNERATIVE RATE OF INTEREST AND ACCUMULATIVE RATE OF INTEREST

1. The remunerative rate of interest is primarily intended to: A) Cover inflation B) Compensate the lender for the opportunity cost of lending C) Encourage savings D) Reduce the risk of default Answer: B) Compensate the lender for the opportunity cost of lending 2. Accumulative rate of interest is most closely related to: A) Simple

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VALUATION FOR LEASE AND MORTGAGE OF PROPERTY IN INDIA

VALUATION FOR LEASE AND MORTGAGE OF PROPERTY IN INDIA Valuation for Lease and Mortgage of Property in India Valuation for lease and mortgage of property in India is a crucial process that requires a thorough understanding of various factors affecting property value. This article outlines the key considerations and methodologies used in valuing property for

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SOURCES OF SALE TRANSACTIONS DATA IN INDIAN REAL ESTATE

SOURCES OF SALE TRANSACTIONS DATA IN INDIAN REAL ESTATE Sources of Sale Transactions Data in Indian Real Estate The real estate market in India is complex and diverse, making accurate and reliable data essential for investors, developers, and valuers. The sources of sale transactions data in Indian real estate are varied, with each source offering

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UTILIZING SOCIAL MEDIA FOR MARKET DATA COLLECTION IN INDIA

UTILIZING SOCIAL MEDIA FOR MARKET DATA COLLECTION IN INDIA Utilizing Social Media for Market Data Collection in India Introduction Social media has transformed the way businesses operate, offering a dynamic platform for market data collection. In India, where the internet user base is expanding rapidly, social media provides a rich source of real-time data that

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